Financial Disclaimer

No Professional Financial Advice

Dropout Millions provides general financial education and information about personal finance strategies, career development, and wealth-building principles. However:

• We do NOT provide personalized financial advice
• We do NOT offer investment recommendations specific to your situation
• We do NOT provide tax planning or tax advice
• We do NOT provide legal advice
• We do NOT serve as a substitute for professional advisors

Your financial situation is unique. Before acting on any information from our site, you should:

1. Consult with a qualified financial advisor (CFP, fee-only planner)
2. Speak with a CPA or tax professional about tax implications
3. Consult with an attorney regarding legal matters
4. Do your own research and due diligence

No Warranties or Guarantees

Dropout Millions provides content "as is" without any warranties, express or implied. We make no guarantees about:

• The accuracy or completeness of information provided
• The effectiveness of strategies or recommendations
• Results or outcomes you may achieve from following our advice
• Uninterrupted or error-free website operation

While we strive for accuracy and regularly update our content, errors may occur. Financial laws, regulations, tax codes, interest rates, and market conditions change frequently. Information that was accurate when published may become outdated.

Investment Risks

All investments carry risk, including potential loss of principal. Past performance does not guarantee future results. When we discuss investment strategies (such as index funds, ETFs, stocks, or other assets), understand that:

• Markets fluctuate and investments can lose value
• Different investments carry different risk levels
• Your personal risk tolerance and time horizon matter significantly
• Diversification may not protect against losses
• You could lose some or all of your investment

Investment strategies that are appropriate for one person may not be appropriate for another. Consult with a financial advisor before making investment decisions.

Affiliate Relationships & Disclosures

Some content on Dropout Millions may include affiliate links or sponsored partnerships. When we recommend products or services:

• We will clearly disclose affiliate relationships
• We only recommend products/services we genuinely believe in
• Our recommendations are not influenced solely by affiliate commissions
• You are not obligated to use our links to access any service

If we have an affiliate relationship with a company mentioned in our content, it will be clearly disclosed. This does not change the educational value of the content.

Third-Party Content & Links

Dropout Millions may link to external websites and third-party resources. We are not responsible for:

• The content, accuracy, or policies of external websites
• How external websites use your information
• Changes made to external websites after we link to them
• The legality or appropriateness of third-party content

We do our best to link to credible, high-quality resources, but we cannot control them. Review any third-party site's policies before providing personal information.

Student Loan Information

When we discuss student loans, income-driven repayment plans, loan forgiveness programs, or other loan-related topics:

• Laws and regulations change frequently
• Our information may become outdated
• Eligibility and benefits vary by loan type, program, and personal circumstances
• Always verify information with official sources (studentaid.gov, your loan servicer, etc.)
• Consider consulting with a student loan professional for complex situations

For official information about federal student loans, visit studentaid.gov or contact your loan servicer directly.

Tax Information

Dropout Millions may discuss tax-related topics like deductions, credits, self-employment taxes, or filing requirements. However:

• Tax laws change frequently (sometimes multiple times per year)
• Your specific tax situation may differ significantly from general information
• Tax recommendations should come from a qualified CPA or tax attorney, not this website
• We are not tax professionals and cannot provide tax advice
• Changes in tax law may make our content outdated

For accurate tax guidance, consult with a CPA or tax professional before filing your taxes.

Career & Employment Information

When we discuss salary expectations, job markets, or career strategies:

• Salary data and job market conditions change regularly
• Data may not apply to your specific location, industry, or experience level
• Results will vary based on individual skills, effort, and market conditions
• Career decisions should be based on your personal research and situation

No Liability

To the extent permitted by law, Dropout Millions and its authors are not liable for:

• Direct or indirect damages from use of this site
• Lost profits, lost income, or lost opportunities
• Financial losses or poor investment results
• Inaccuracies in content or broken links
• Unauthorized access to your personal information
• Third-party actions or content

Privacy & Data Collection

Visit our Privacy Policy for information about how we collect, use, and protect your data. By using Dropout Millions, you agree to our Privacy Policy.

External News & Information

When we report on financial news, economic conditions, or market information:

• This is informational reporting, not market advice
• News and economic data come from public sources
• Interpretations of news/data are our editorial perspective
• Market conditions can change rapidly

Dispute Resolution

If you have concerns about content on Dropout Millions, please email us at hello@dropoutmillions.com. We welcome feedback and will address legitimate concerns about accuracy or misleading content.

Changes to This Disclaimer

We may update this disclaimer at any time. Continued use of Dropout Millions after updates means you accept the revised terms.

Summary

Dropout Millions is an educational resource designed to empower college dropouts with financial knowledge. It is NOT a substitute for professional advice. Always consult with qualified professionals before making important financial decisions.

Last Updated: January 2025